he vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you. 1. How much do you drive? Do you absolutely need … Read more
The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and your insurance company. From shopping around to making home improvements, here are some ways to save money while you adequately protect your home and assets. Don’t skimp—but do shop around Having homeowners insurance … Read more
Understanding your mortgage and interest payments is important when you’re considering buying a home. Buying a house is one of the most important financial decisions you can make. Owning a home will impact your finances for many years. It will also help you build wealth. Mortgage Lingo: Vocab List A mortgage is a loan to pay for a home. … Read more
Most students need student loan options to pay for college. The financial aid officers at your school are some of the best resources to ask for student loan information. In the meantime, here’s some information about the different kinds of student loans. Federal Loans Through the Department of Education, the federal government provides funds to … Read more
A home equity loan or line of credit (HELOC) allows you to borrow money using your home’s equity as collateral. This is like a second mortgage that turns equity into cash. To begin, let’s make sure we understand these two important terms: Collateral is something that you pledge will repay a debt. If you don’t repay the debt, … Read more